NA CONSTRUCTORS GUIDES YOU
STEP BY STEP TO BUY YOUR APARTMENT
We understand that the process of purchasing a home can be overwhelming, however, we are here to provide you with all the necessary information and provide you with the essential documents that will make your journey to purchasing your property easier and more friendly.
Description: In this phase, the bases for the purchase are established. The buyer and the seller agree on the separation of the property, which implies reserving the property for the buyer for a certain period of time.
Documentation: Separation Agreement: A document detailing the terms of the separation, including a description of the property, conditions of the separation, and the agreed-upon date. Payment Receipt: A receipt confirming payment made by the buyer to the seller as part of the separation.
Description: The down payment is a significant initial payment that the buyer makes as part of the total price of the home.
Documentation: Proof of Payment: A document evidencing payment of the down payment. Payment Agreement: A document setting out the details of the down payment, including the agreed upon amount and payment schedule.
Description: If the buyer requires financing, this step involves applying for and obtaining approval for a mortgage loan.
Documentation: Credit Application: Form provided by the financial institution that collects information from the applicant. Financial Documents: Bank statements, proof of income, and other documents requested by the lender to evaluate the buyer's creditworthiness.
Description: In this step, both parties formally agree to the sale. The seller agrees to sell and the buyer agrees to buy under certain conditions.
Documentation: Promise to Purchase Agreement: A contract that specifies the terms and conditions of the transaction, including the closing date and other important clauses. Guarantees: These may include deposits or earnest money to support the seriousness of the offer.
Description: This step involves the legal transfer of ownership from the seller to the buyer by means of a public deed.
Documentation: Deed of Sale: Legal document that formalizes the transfer of ownership. Legal Certificates: Documents that verify the legality of the property and ensure the absence of liens.
Description: In the final phase, the seller hands over the property to the buyer in accordance with the terms set out in the deed of sale.
Documentation: Deed of Delivery: Document confirming the formal delivery of the property to the buyer. Inventory: Detailed list of items included in the sale, such as furniture and appliances.
Description: In this phase, the bases for the purchase are established. The buyer and the seller agree on the separation of the property, which implies reserving the property for the buyer for a certain period of time.
Documentation: Separation Agreement: A document detailing the terms of the separation, including a description of the property, conditions of the separation, and the agreed-upon date. Payment Receipt: A receipt confirming payment made by the buyer to the seller as part of the separation.
Description: The down payment is a significant initial payment that the buyer makes as part of the total price of the home.
Documentation: Proof of Payment: A document evidencing payment of the down payment. Payment Agreement: A document setting out the details of the down payment, including the agreed upon amount and payment schedule.
Description: If the buyer requires financing, this step involves applying for and obtaining approval for a mortgage loan.
Documentation: Credit Application: Form provided by the financial institution that collects information from the applicant. Financial Documents: Bank statements, proof of income, and other documents requested by the lender to evaluate the buyer's creditworthiness.
Description: In this step, both parties formally agree to the sale. The seller agrees to sell and the buyer agrees to buy under certain conditions.
Documentation: Promise to Purchase Agreement: A contract that specifies the terms and conditions of the transaction, including the closing date and other important clauses. Guarantees: These may include deposits or earnest money to support the seriousness of the offer.
Description: This step involves the legal transfer of ownership from the seller to the buyer by means of a public deed.
Documentation: Deed of Sale: Legal document that formalizes the transfer of ownership. Legal Certificates: Documents that verify the legality of the property and ensure the absence of liens.
Description: In the final phase, the seller hands over the property to the buyer in accordance with the terms set out in the deed of sale.
Documentation: Deed of Delivery: Document confirming the formal delivery of the property to the buyer. Inventory: Detailed list of items included in the sale, such as furniture and appliances.
We have covered all the details necessary to make your home buying process easier. Now, with all the documents in order, we wish you the best of luck in this exciting stage. May you find the perfect apartment for you!